What is the Experience Modification rate, and why are they important? An EMOD (Experience Modification) is a multiplier, and it is used to factor the cost of the premium. The most important number in EMODs
Experience Modification Rate
Ideal Caseloads for Claims Professionals with Bill Zachry, Season 7, Episode 92
In the latest episode of Adjusted, titled “Ideal Caseloads for Claims Professionals,” with Bill Zachry, hosts Greg Hamlin and Mike Gilmartin dive deep into the innovative strategies that can transform the claims management landscape. Joined
Why Choose a Career in Claims with Berkley Industrial Comp Professionals – Season 7, Episode 90
In the latest episode of the “Adjusted” podcast, host Greg Hamlin dives deep into the often-overlooked world of insurance careers. With guests Cory Clemons, Karyl Bierwagen, Derek Thompson, and Rosemary Ward-Steele, the episode explores how
Structured Settlements with Brad Cantwell – Season 7, Episode 89
WHAT IS A STRUCTURED SETTLEMENT? A structured settlement is a settlement that combines immediate cash for today’s needs and future payments for tomorrow’s needs. The future payments are usually funded through an annuity from a
Remote Physical Therapy with Raja Sundaram – Season 7, Episode 87
PLETHY IS A COMBINATION OF “GREEK AND GEEK”: Mr. Sundaram was formerly a software tech executive who entered the healthcare industry when his team partnered with large health systems. He noticed many challenges in the
Claims Technology, AI, Analytics, and What’s Next with James Benham – Season 7, Episode 86
James Benham is the CEO and co-founder of J B Knowledge and the podcast host of Insured Tech Geek: James grew up in Baton Rouge, LA, and had no technology in his home until he was
Alternatives to Opioids with Jeff Hazlewood – Season 7, Episode 85
TREATING PATIENTS IN WORKER’S COMP REQUIRES PASSION: Worker’s Comp is tough. Treating injured workers who have pain and need to get off opioids is very challenging. Many doctors fear delving into the Worker’s Comp arena and
Bill Negotiation with Wendy Goddard – Season 7, Episode 83
RELATIONSHIPS ARE IMPORTANT: The workers compensation industry is very small, creating an environment where relationships are essential. The medical community fosters a similar atmosphere. The communication necessary for bill negotiations needs to be elevated to a
Empathy for Adjuster with Ken Paradis – Season 7, Episode 82
LIKE MOST INSURANCE INDUSTRY PROFESSIONALS, MR PARADIS’ INTRODUCTION TO INSURANCE WAS ACCIDENTAL: Ken had never heard the term “industrial accident” while attending law school, but he became a law clerk at the Massachusetts Department of Industrial
Causation with Michael Baden – Season 7, Episode 81
Dr. Michael Baden is the former Chief Medical Examiner of New York City and past Co-Director of the New York State Police Medico-Legal Investigations Unit. He received a B.S. Degree from the City College of